How do I find my old pension? 💷 Ten expert tips to locate missing money
If your former employer went bust at a time when there was a shortfall in your final salary pension scheme, it may now have transferred to the ‘lifeboat’ Pension Protection Fund. The Pension Protection Fund
has a list of the 77 schemes that it covers, and it may be that you now have an entitlement with them.Look for anything you may ever have had from a pension scheme or provider, letters from your employer or any other documents which may give a clue to who provided the pension. While a policy number or membership number is perfect, even knowing the name of the scheme or provider is a great start.
Steve Webb, partner at consultants LCP, said: “For people who have had multiple jobs, moved house a few times and not kept pension paperwork, it can sometimes be difficult to re-connect with a lost pension. But it is well worth the effort as some pension pots can be worth many thousands of pounds. “If you turn into a detective and use these top tips for finding lost pensions I hope that many people will be able to find pensions which they thought were lost for good.”
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