With interest rates paused at the moment, there are some smart moves to make now ... and some to definitely avoid.
And, here are three things to avoid while rates are on hold:traditionally offers homeowners a great opportunity to secure a lower interest rate, pay a smaller mortgage payment and condense the lifespan of their mortgage. But today isn't that time.
Mortgage refinance rates are elevated as well — and likely to be significantly higher than the current rate you have. Unless you can somehow secure a lower rate than what you're currently paying — or unless you really want to pay your loan off quicker — you should avoid refinancing your mortgage now. of 20.92% earlier this year and have stayed around that mark ever since. So you should be doing all you can to pay cash and avoid using your credit card now.
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