Households can manage or plan for the financial impact of long Covid via insurance, health, tax and estate planning.
. Dying without one in place can create big problems for surviving family members, who are left to unentangle the legal hurdles.Getting a diagnosis for long Covid can be challenging, partly because the illness isFor instance, there's not yet a test to determine if someone has long Covid, meaning some doctors are hesitant to diagnose or treat patients. The dynamic can result in ample medical visits and accompanying costs.
"People have to go through a number of doctors," McClanahan said. "Doctors hate when they can't fit something easily in a box." For individuals worried they might have long Covid, McClanahan recommends creating a medical diary with detailed logs of each symptom and doctor visit. This might ultimately help get a disability claim approved, should that prove necessary, she said.
She also recommends seeking a new doctor if yours doesn't show a willingness to entertain long Covid as a reason for symptoms; good doctors show compassion from the beginning and will work with you to help get approval for disability insurance, McClanahan said.should frontload any necessary health visits or procedures for themselves and/or any family members covered by the health insurance, she added.
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