The average family health insurance plan increased 1% this year, but experts warn inflation will send prices higher in 2023.
"Going into this year, we were still in a tight job market," Claxton said."Recruiting employees is expensive upsetting your existing employees is not a good idea."
Employees at companies with fewer than 200 workers already must pay a larger share of their medical costs. The typical deductible at a small company is more than $2,500, or about $1,000 more than at a large company.Other polls show Americans are struggling to pay for medical care as daily living expenses increase. About 46% of people said a medical bill has put them in debt, according to a poll released this week by the telehealth company Babylon.
The Commonwealth Fund report, however, said those with employer health insurance had more robust coverage compared to those who directly purchased their own health insurance.Employers also are focusing more on mental heath needs of their workers following the coronavirus pandemic.
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