CIT Bank has one of the best high-yield savings accounts available, and you only need $100 a month to make it worth your while

If you've already built up a cash reserve elsewhere, you may be able to earn even more rewards with the Savings Builder account

, has a solution. The online bank’s Savings Builder account currently offers an annual percentage yield of up to 1.85%, one of the highest rates we saw among national and online banks. But in order to earn that APY, you either have toHere’s how it works: You need at least $100 to open a Savings Builder account. Every new accountholder earns an interest rate of 1.83% for an introductory period of a few weeks.

If you’re serious about saving — whether for an emergency fund, next year’s summer vacation, a down payment on a home, or your wedding fund — the

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