'We sold nearly everything just to pay bills'
While her partner Stewart Hart, 40, works full-time as a gas surveyor for a housing association, the couple do not qualify for universal credit. They do receive a monthly child benefit payment of £87.
Christmas is a huge concern for the family and Ms Callaghan added: "We will try our best to have a proper Christmas dinner, but perhaps we will have to buy a small chicken rather than a turkey.
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