Even the most freewheeling traveler frets about planning a trip in the Covid-19 era. We ask travel experts for their advice on picking the best plan.
in the era of Covid inevitably involves a slew of “what ifs” that could force you to cancel and potentially lose the money you put down. Most travel experts recommend insuring any trip that costs more than a few thousand dollars. From there, it gets complicated. Policies range from simple “check the box” protection that airlines push at checkout to comprehensive plans that cover all manner of mishaps, like a ski accident or an airline shutting down.
Industry officials say the majority of claims filed under these policies are for trip cancellation, typically when the traveler or an immediate family member gets sick or injured before the trip. Premiums range from 5% to 10% of the total trip tab.“It’s not for everyone,” said attorney Jeffrey Miller, a travel law expert at Florida Atlantic University. “A 25-year-old going to Las Vegas doesn’t need travel insurance,” he said.
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