Feds hold auction for failed Silicon Valley Bank, move to protect uninsured depositors

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Feds hold auction for failed Silicon Valley Bank, move to protect uninsured depositors
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Federal financial regulators are moving to reassure depositors at Silicon Valley Bank with a special backstop as they pursue the failed bank's sale through an auction.

, which was the nation’s 16th-largest bank prior to its insolvency last week, had been a go-to financial institution for Silicon Valley technology firms and companies backed by the area’s venture capital sector. It failed amid a liquidity crunch that came about as depositors needing cash withdrew funds, which forced the bank to sell bonds at a loss to cover withdrawals and stymied the firm’s efforts to raise additional capital to stave off the bank run.

Treasury Secretary Janet Yellen, Federal Reserve Chairman Jerome Powell, and FDIC Chairman Martin Gruenberg announced a special systemic risk exception to the FDIC's depository insurance to protect depositors at Silicon Valley Bank on March 12, 2023. In a move to stave off concern that SVB’s insolvency could prevent start-ups and other businesses that had uninsured deposits with the failed bank from making payroll or continuing their operations, the FDIC in concert with the Treasury Dept. and Federal Reserve announced a systemic risk backstop under which all SVB depositors will be protected.A customer stands outside of a shuttered Silicon Valley Bank headquarters on March 10, 2023, in Santa Clara, California.

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