Lenders are working hard to close home loans faster than ever before. Borrowers could be the real winners.
Mortgage lenders are promoting a hot new feature these days—speed. Some are even offering cash payments if they fail to meet the tight closing deadlines they promise.
It took an average of 43 days to close a home mortgage in 2018, according to mortgage software company Ellie Mae. But lenders big and small are attempting to blow past these figures. Chase Home Lending announced in mid-February that it can close mortgages within 21 days—or it will pay the borrower $1,000. Eave, a Brooklyn-based lender that launched in 2015,...
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