Financial advisers often encourage us to have a rainy-day fund to cover small expenses that we haven’t accounted for. But we are less inclined to budget for emotional incidentals, despite being likely to indulge in them whether we can afford to or not.
We’re likely to spend more after a relationship ends. So why don’t we budget for it?
I spent $165 on a deep-tissue massage and $130 on an annual subscription to MasterClass. I mined La Perla’s sale items, which are still preposterously expensive. He noted that choosing between pleasant options is likely more curative than unpleasant ones, such as expensive home repairs. She pointed out that Americans tended to imbue purchases with tremendous personal and cultural meaning. When others told me about their post-breakup splurges, which ranged from a needlepoint course to a $3,000 chair to first-class tickets to move two cats across the United States, I was impressed by how varied and personal they were.
Clayman suggested that rather than trying to maintain total control over our behaviors and feeling guilty when we can’t, we should give ourselves license — within reason — to follow our impulses. When I floated the idea of a breakup budget for those of us who struggle with the “within reason” addendum, Clayman was enthusiastic.
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