Giving birth can come with staggering out-of-pocket costs

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Giving birth can come with staggering out-of-pocket costs
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In addition to more expensive bills, women with employer health insurance are also paying a higher proportion of childbirth and maternity care costs than they did in the past, a new study finds.

January 6, 2020, 9:01 PMAverage out-of-pocket spending for childbirth and maternity care among women with employer health insurance jumped sharply between 2008 and 2015, from $3,069 to $4,569.

"These are no small co-pays," said Dr. Michelle Moniz, lead author of the study and an OB-GYN at Michigan Medicine's Von Voigtlander Women's Hospital.MORE: Dying to deliver: The race to prevent sudden death of new mothers Moniz said that the rising out-of-pocket costs were driven by the proliferation of high-deductible plans as opposed to the standardized cost of maternity care, which remained stable.spending. We're starting to see more folks with high-deductible health plans, and that's where we're seeing a lot of the rise in costs for many services, including maternity care," she said., according to the Guttmacher Institute.

Americans who are saddled with the burden of high deductibles are sometimes forced to make hard trade-offs,has found, including skipping medical tests or forgoing treatment.

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