Harriette Cole: Now that I’ve seen my young employee in person, there’s a problem

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Harriette Cole: Now that I’ve seen my young employee in person, there’s a problem
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How do I talk about her appearance in a non-judgmental way?

You may want to do some research to prepare. Show her photos of what is traditionally considered professional attire at work — and what is not. These images are easy to find on the internet. Point out that plunging necklines, exposed cleavage, short skirts and sheer clothes are inappropriate. Similarly, in many work environments, jeans and sneakers don’t work, but that’s really dependent on the culture of the organization.

Define your office culture for virtual engagements and in-person activities so that your employee is clear about your expectations.I spent the past two years working hard to improve my credit score. Then I started getting into little fights with my husband over stupid stuff, including how little he participates in our household finances.

This year, I have made a lot more than he has. I don’t know whether it was spite or what, but I have been spending money left and right, buying whatever I want. My credit score has gone down, and once again I am in debt.No More DebtIt sounds like this is a pattern for you. If that’s the case, your best option may be to get credit counseling so that you can observe your spending behavior and work with a professional to help you modify your choices.

Put yourself on a budget right away. Outline your monthly financial responsibilities and your outstanding debts. Assess how much you owe and create a plan to pay down your debt. Look for the highest-interest items to pay off first. With discipline, you can improve your credit score, but it takes focus and patience.

Learn how to face the issues that are troubling you without triggering unnecessary spending. Do not let your issues with your husband create an excuse for reckless spending. In the end, nobody wins with that approach. Focus on welcoming financial freedom.

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