23 million credit cards were stolen worldwide during the first half of this year. Here's everything a cyber criminal can do if they steal your credit card. (via CNBCMakeIt)
, separately. Keep in mind that you will need to unfreeze your credit if you're applying for any credit products in the future, such as a personal loan, credit card or mortgage.
While a credit freeze will stop anyone from taking out a credit card or loan in your name, it may not be a comprehensive solution if you have multiple pieces of information leaked, experts say. "Sometimes the risk is compounded when criminals have multiple pieces of data," Steinberg says. For example, a credit freeze doesn't do much for identity theft. "Everybody comes [to these breaches] with the assumption that there's something to do, and the reality is, sometimes, there isn't anything a consumer needs to do," Steinberg says.
Ultimately, the best protection is staying vigilant about suspicious activity. "The best an individual can do is keep an eye open for scammers contacting them," says independent computer security analyst
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