Get ready for your student loans to restart payments beginning February 1, 2022.
The Biden administration is exploring ways to make student loan repayment simpler for student loan borrowers. . Income-driven repayment plans such as IBR, PAYE, REPAYE and ICR help student loan borrowers with federal student loans by basing monthly student loan payments on income, family size and state of residence. Student loan borrowers must recertify their income annually.
Sen. Elizabeth Warren , a champion for student loan borrower rights, has argued that there will be a surge in student loan delinquency and student loan default once federal student loan payments resume. Warren and other members of Congress have repeatedly asked the Biden administration to postpone the restart of student loan payments.
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