Home buyers brace for financial pain as economy sits on knife-edge

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Home buyers brace for financial pain as economy sits on knife-edge
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Financial markets are tipping official interest rates to reach 2.5 per cent by year’s end, increasing monthly mortgage repayments by up to $1000 and risking the economy.

there is a 75 per cent chance the RBA board will use next week’s meeting to lift the cash rate to 0.75 per cent and that it will follow that up with a string of rate rises through the rest of the year as it tries to bring inflation to heel.

Those super-sized mortgages mean even a small increase in interest rates will deliver financial pain to stretched borrowers. Masters said aiding the RBA was the high proportion of people either ahead on their repayments or on fixed mortgages. But by next year, as rates pushed higher and people rolled off low fixed-interest mortgages, there would be some pain for many Australians.

House values fell by 1.1 per cent in Sydney, 0.8 per cent in Melbourne and 0.4 per cent in Canberra. The three are the highest-priced capitals in the country.

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brisbanetimes /  🏆 13. in AU

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