With the cost-of-living crisis budgeting for Christmas is in the forefront of everyone’s minds this year 🧠
If you’ve left your Christmas shopping until the last minute, you’re probably currently in the throws of panic ordering gifts online, while stress-eating Quality Streets.
‘Before you even think of what you’re going to spend on the Christmas food shop, decorations and gifts, it’s important to get your finances in order,’ she said.to make this easier before you start making a list of what you need to buy – from gifts to a festive feast – work out how much you’re able to afford and plan from there. ‘Don’t forget to leave a little extra for events such as work Christmas parties and dinners with friends,’ she added.
‘A winter walk in nature can be therapeutic, while having friends over to yours instead of going out can be cheaper if you all chip in for a wine and cheese night at home. And when you do attend a more costly event – make sure it’s something that you actually want to go to,’ she recommended.It’s easy for us to get trapped in the idea of thinking expensive presents are the more worthwhile gifts.
You can use a hat full of paper strips with your names on , or use a website like Draw Names if you’re long distance, to choose yourgift-receiver, and set a budget that suits everyone. You can even create anonymous wish lists to put with your name whether you do this digitally or in=person. ‘While there is no problem using a credit card to cover the cost of a gift or two, if possible try not to fund the entire festive season otherwise it could lead to more financial troubles down the road.’With images of extravagant Christmas displays filling social media, it’s easy to get a bit of FOMO about this part of Christmas too. And it seems like everyone turns on their Christmas lights earlier and earlier every year, which can add to that festive pressure.
The good news is that the average fairy lights cost just 12p per day to run, so stick to the traditional stuff!which can help Brits learn how much their display could cost, and how much they could save by delaying their decoration date or investing in different types of light.
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