Use these questions to decide if the annual fee is worthwhile
The most important part of your rewards credit card is the rewards. Cash back is easy to value, while travel rewards take a bit more math. With many rewards cards, you'll earn more in rewards each year than the annual fee.offers up to 6% back on some bonus purchases. At the 6% rate, you have to spend just $1,583.33 per year to break even on the fee. Anything above that is profit back in your pocket.
For hotel, airline, and credit card program miles and points rewards, points may be worth more or less than one cent each.2. Will you take advantage of the benefits?
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