How to Turn Your Side Hustle Into Your Full-Time Job

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How to Turn Your Side Hustle Into Your Full-Time Job
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A conversation with Vivian Tu about side hustles and quitting her day job to be a full-time “finfluencer”

Photo-Illustration: by The Cut; Photo: Courtesy of the subject. Vivian Tu, 28, started her career on Wall Street after college. When she switched to a job in tech, her new co-workers started asking her for financial advice. Eventually, she took her money tips to TikTok, where she quickly amassed over a million followers for her funny, approachable advice on everything from investing to student debt to tax write-offs.

Who taught you about personal finance? A lot of people on Wall Street aren’t necessarily great with their own money. Once your channel started blowing up, how did you start to monetize it? And was there ever a conflict between your side hustle and your day job? I’d also set aside quite a lot of money through saving, being frugal, and investing. So I had enough runway to try this for a year or two. If it works out, amazing. If it doesn’t, I can always go back to a similar role to what I previously had. I have skills that aren’t going away anytime soon. But in 20 years, when I have a family and I’m almost 50, I don’t want to look back on this moment and be like, damn, I missed it.I needed to know that I had the infrastructure in place to succeed.

I know you’re a big advocate of side hustles — after all, yours worked out pretty well! But what about the average person who probably isn’t going to make money from brand deals on TikTok? How can side hustles be useful to them? I’m not here trying to advocate for burnout in a generation that has already been economically disenfranchised. But doing your side hustle while you keep your day job is a great way to test whether it’s viable, if you eventually want to do it full-time. If I had quit my job before I had a meaningful following on social media, that would’ve been a lot scarier.

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