I'm 35, I Make $44.2K & I Spend $600 A Month On My Dog

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I'm 35, I Make $44.2K & I Spend $600 A Month On My Dog
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'7:40 a.m. — I'm awake because the dog is whining and stomping all over me. It's the weekend, and I have nowhere to be, so we go for a longer, more interesting walk than we do on weekday mornings. He is the goodest boy.'

11 p.m. — I take a bedtime dog walk, and it's still so sweaty out. I make my final trip up the stairs for the day. My Fitbit says I did 24 floors today!

5:15 p.m. — At strength class, the chin-ups are a little less scary than the last time. I'm not saying I can DO a chin up , but I'm less scared about falling off the box I stand on to reach the bar.6 p.m. — Class over, I hop on the streetcar. I feel bad about being this sweaty on transit, but I've smelled worse from other people.

12:45 p.m. — I deposit two cheques at lunch: $25 for participating in a focus group about yogurt, and $79 from federal and provincial student loans. I recently paid off $43,000 in loans and accidentally overpaid a few days' worth of interest. I keep joking about the government needing to pay ME interest now. I racked up my debt when I went back to school to do a Masters degree in 2016. I qualified for the Repayment Assistance Program based on my income, so that lowered my payments.

12 a.m. — I like cooler nights because my dog comes to cuddle. I have grocery delivery hours booked for tomorrow morning, but I cancel them. I've only been doing this for a couple months, but the shine has worn off. They give newbies the easy shifts, and you think you've found the secret to easy money. Then all those good batches dry up, and you're stuck with crap, or people who want you to deliver 20 flats of water in your compact car .

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