'I'm an insurance expert - here are the four ways you might be wasting your money'
If it does, you could be wasting money on separate breakdown cover."For example, you might have purchased independent breakdown motor cover, while having cover included in your existing car insurance policy."
Other common extras on car policies are legal cover and the provision of a courtesy car if you need one, so check your cover for these before you shell out for them separately.You could be paying twice for the same insurance if you get perks through a paid-for bank account or credit card. If you are paying for a bank account, make sure you're making use of the perks it offers - if you're not, it might make more sense to switch to a free account.According to Compare the Market, you can save up to £306 by switching your car insurance policy early.
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