Even if your home seems fine, check everywhere for damage — then check again
After a fire in California left homes in my neighborhood burnt to the ground, I felt lucky that nothing had happened to my home. I later discovered a layer of ash causing problems in my attic, though, but by then it was too late to file a homeowner's insurance claim and I lost out on about $7,500. If you ever have any doubt that your home or vehicle damage is covered by your insurance policy, the best strategy is to contact the insurer right away.
After a fire in California left homes in my neighborhood burnt to the ground, I felt lucky that nothing had happened to my home. I later discovered a layer of ash causing problems in my attic, though, but by then it was too late to file a homeowner's insurance claim and I lost out on about $7,500. If you ever have any doubt that your home or vehicle damage is covered by your insurance policy, the best strategy is to contact the insurer right away.
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