Ohio families struggling with out-of-pocket medical cost need help, Annie J. Ross-Womack writes. Proposed law would give some relief.
and coinsurance costs. Their medications are likely on specialty-tier formularies, which drives up these out-of-pocket costs.is one of thousands of Ohioans who live with sickle cell disease. As an adult, she has made the transition from pediatric sickle cell disease care to adult sickle cell disease care. Transition services from childhood to adult treatment is a critical time for all people living with sickle cell disease.
Bankston, like other adults with sickle cell disease, receives some care from Nationwide Children’s Hospital in addition to services at The Ohio State University Medical Center. Thanks to healthy living, blood transfusions, and adherence to medicines, Bankston is living strong with sickle cell disease.
For many patients, medicine would be unobtainable without assistance from third parties such as charities, churches, and drug manufacturer assistance programs. Unfortunately, health insurance companies have created policies, which deny copay assistance from being applied to a cost-sharing requirement.
The irony is that insurers refuse to apply financial assistance to the patient's cost-sharing; they ultimately get paid twice by taking the monetary value of the copay assistance and the patient's deductible obligation.
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