Child care workers employed by for-profit centers or self-employed are not eligible for the PSLF program.
Adrienne Briggs has $55,000 in student loans. Each month, she pays $150 toward the debt.
Similar rules apply to teachers, who qualify for loan forgiveness if they work for a public school or a nonprofit school. However, teachers who work for private schoolsbecause most of these schools are nonprofit organizations — unlike private child care. The Biden administration announced on August 24 that Pell Grant recipients will be offered $20,000 in loan debt forgiveness, with $10,000 cancelled for other borrowers. The loan forgiveness will be subject to income restrictions. The administration also announced it will extend a pause on loan payments through the end of the year.survey of 802 providers
Briggs had a high school diploma when she started watching children out of her home, but over the years, she started going after advanced degrees: first a child care certification, then an associate degree, a bachelor’s degree and finally, in 2013, she received her master’s degree. “I did this for my business and for the children and their families, to be able to offer the best that I could possibly offer,” Briggs said. “I honestly did not think about the debt end of it at the time that I was trying to better my program.”
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