3 ways to make banking online even more secure.
I’ve mentioned before that doing your banking online is safer than going to an old-fashioned brick and mortar bank. Not because you’re going to be knocked over the head by a robber at a bank , but because of the breadcrumbs you might leave behind—deposit slips, for example—that are a gold mine for crooks who want to rip you off.
But even though online banking is considered safer, it is not without risks, and there are some things you can do to make it even safer.Password management. Aside from the obvious—no easy to hack passwords like “12345678” or even “password” —you should have a different password for every website you visit regularly, especially for your banking app. That may mean too many passwords to remember, in which case you should use a password manager. CNET reviews the best ones here.
Loewy admits that all this technology is challenging, even for younger, presumably more savvy users. “The user experience can be easier,” she admits, but based on decades as a federal prosecutor focusing on elder abuse, she reiterates that banking in person remains the greater vulnerability.
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