Mortgage Refinance Demand Plunges 14%, as Interest Rates Spike Higher

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Mortgage Refinance Demand Plunges 14%, as Interest Rates Spike Higher
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Fast-rising mortgage rates are causing a drop in mortgage demand, especially refinances.

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances increased to 4.50% from 4.27%.

"The number of high-quality refi candidates was already down more than 75% through last week – these latest jumps will likely cut that population even further," said Andy Walden, vice president of enterprise research at Black Knight.

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