💬 I’m an award-winning personal finance journalist, who used to work for a mortgage magazine. I knew that interest rates were at an historic low in 2020. I should have anticipated that they would rise
Back in 2020, we didn’t expect to be on a deal anything like this. When our deal was expiring, we planned to book in a cheap new rate six months in advance and remortgage the day our fixed rate ended.
Since we last remortgaged, we have also acquired a dog called Rosie. The rewards of dog ownership far outweigh the costs, but in total, we pay over £60 a month for her food, insurance, flea and worming medication and grooming bills: it adds up to an additional £750 a year. . I remember our broker telling me how sensible it was to fix for a long period: “There’s only one way interest rates will go,” he said.
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