Some new Houston developments show the tension between those seeking to build more safely in the floodplains and those who believe such practices will not protect against the heavier rains predicted in the future.
. There, it filled a golf course, which federal maps indicated had a high risk of flooding.
One out of every seven residential building permits issued in Houston since Harvey were located in the Federal Emergency Management Agency’s 2009 Flood Insurance Rate Maps. While some were for pre-existing, flood-damaged homes that homeowners had decided to rebuild, many were for new homes that have put an increasing number of people in areas predisposed to flood. One of the highest concentrations of such permits was in Spring Brook Village.
Since Harvey, a sweeping federal floodmap update called Atlas-14 has been underway. Anticipated to be released this fall, it will look at rainfall data up to and including Hurricane Harvey. An early analysis indicated that the size of Harris County’s floodplains would grow because the expected rainfall in a flood event had been revised upward.
As a result, FEMA would remove the community from the 100-year floodplain, placing it instead in the less-risky 500-year floodplain. Lenders do not require homeowners buying in the 500-year floodplain to purchase flood insurance.
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