The government says an £86,000 cap on how much people pay towards their care is fair.
Campaigners want the £86,000 to be made up of contributions from the local authority and from the individual, rather than only being the amount the individual pays themselves.
"Disabled people will be facing this charge from the age of 18," she says. "To charge any young person a bill of £86,000 for them to pay off for the rest of their lives isn't a great start in life. This was the government's one chance to level up for disabled people, and it has not done that." Chloe has spinal muscular atrophy and needs help with everyday tasks like washing and dressing. She also uses expensive equipment, such as a wheelchair.
The government says no-one will be worse off from the proposals, so Chloe should be able to build up more savings than in the past - but she feels that as a young person who needs support to live and work, the opportunity to save isn't as good as it is for non-disabled people.