One of the most common resolutions in the new year is to get control of finances and wipe out debt. But as it turns out, the odds are against you in reaching your newly-made financial goal.
In fact, studies show 91% won’t keep their resolutions next year. Research even predicts which day you’re most likely to throw in the towel.
One of the best ways to stay on top of your financial goals is to take a look at what happened in 2022 and see if you can make any improvements by negotiating better rates with companies you already deal with. Next, plan a daily five-minute money check-in. Every morning check your bank and credit cards apps to see how you are spending. This will make you more aware of your daily expenses and purchases.
Reward yourself with micro saving goals that encourage you to reward yourself monetarily for achieving other life goals.
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