The best no-fee credit card, according to The Points Guy via CNBCMakeIt
If you don't want to pay an annual fee to use a credit card but still want to earn rewards, consider the Chase Freedom Unlimited, suggests Brian Kelly, founder and CEO of The Points Guy. He turned his credit card expertise into a full-time job and now jets around the world for next to nothing, thanks to points and frequent-flyer miles.
The Freedom Unlimited offers 1.5% cash back on all purchases, which is"a decent earn," says Kelly. It also offers 120-day purchase protection and extended warranty protection. If you end up combining your points across your Chase cards, you'll have great redemption options, says Kelly: First, you can use them to book travel through the Chase travel portal. With the Chase Sapphire Reserve, every point you redeem on travel is worth 1.5 cents. That means its 50,000-point sign-up bonus can have a value of $750."In either case, you're already getting more value per point than the 1 cent each you'd get by redeeming them for cash back," TPG explains.
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