The Centurion 'black' card has a $2,500 annual fee and is invite-only, but you can get most of its benefits with the Amex Platinum.

The Amex Centurion 'black' card is so exclusive that you can only apply if you've been invited. It offers amazing travel and lifestyle perks in exchange for a $2,500 annual fee, but you can get most of the same benefits with the Amex Platinum

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