FinTech has come a long way since the late 90's. Find out the key advancements over the past three decades:
The financial technology industry has its roots in the late 20th century, with the advent of electronic banking and online stock trading. Since then, fintech has expanded and changed over time as a result of technological and internet advances. As a result, new financial services and products have been created with the intention of enhancing accessibility, simplicity and effectiveness in the financial services industry.
Online stock trading platforms: Customers were able to trade stocks online for the first time thanks to businesses like E-Trade and Charles Schwab, dramatically enhancing accessibility and convenience in the stock market. Additionally, payment processors, such as PayPal, emerged as early players in the payments space, providing consumers with a convenient and secure way to send and receive money online.New products and services were created in industries, including payments, loans and insurance as a result of the growth of new fintech businesses. The expansion of fintech was also fueled by the growing use of smartphones during this period.
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