The right time to switch into an SMSF

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The right time to switch into an SMSF
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Before you make the leap, here’s how to work out when it’s worth it.

when they start their career. It’s possible but, because of their fixed-cost structure, it just doesn’t make financial sense to set one up with a zero or small super balance.

So, of the $12 billion rolled into SMSFs each year, this implies about $9 billion goes to setting up SMSFs and the remainder is added to existing SMSFs. So, where is this $12 billion flowing from and why? According to APRA statistics, it comes from investors in retail funds , industry funds , public sector funds and corporate funds .

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