There are only 2 ways to fix Social Security: cut benefits or increase revenues

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There are only 2 ways to fix Social Security: cut benefits or increase revenues
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Raising the 'full retirement age' is not a third option -- it is a benefit cut

The debate about Social Security has begun. That’s perfectly appropriate. The system is running a 75-year deficit, and the assets in the Trust Fund, which are temporally filling the gap between revenues and promised benefits, are projected to be depleted in 2035.

Some people suggest that a third option exists for restoring balance to the program: increase the full retirement age . Indeed, increasing the FRA from its current 67 to 70 could eliminate about a third of the 75-year deficit. But increasing the full retirement age is not a third option; it is a benefit cut.

Currently, those claiming at age 62 receive only 70% of the benefit available at 67. If the Full Retirement Age were increased to 70, that amount falls to 55%.

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