Welcome to the confusing, rewarding world of credit card points.
The credit cards Hutchins recommends for people who are interested in accumulating points are listed below. gives you 3 points for every dollar spent on restaurants, supermarkets, gas stations, air travel, and hotels. gives you 3 points on dining and restaurants worldwide and online grocery shopping and 2 points on all other travel. gives you 1 point for every dollar you spent onCredit cards from Chase, Capital One, Amex, and Citi tend to be better than airline cards.
Why? Because they often reward you with more points for every dollar spent AND with bank cards, you can transfer your points to whatever airline you want. You don'tWhen you have an Amex card, you can book [the flight] in the Amex portal, or they partner with 19 airlines and you can transfer [points] to any of those 19 airlines and book it on their site," Hutchins explains. And of course, a card with a killer signup bonus is always more attractive — and may result in a free flight.
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