Learning financial literacy isn’t—or shouldn’t be—difficult. Some of the basics include creating a budget, living within your means, setting aside something each month, using credit wisely, and having a diversified, long-term investment outlook.
Surveys regularly show that older Americans have regrets about lots of things — working too much, choosing the wrong partner, not taking care of their health, etc.
It’s probably too late for many seniors to do much about their finances now. But when surveyed about this by the Social Security Administration , they have an idea that can help succeeding generations of retirees do better than they did. Learning financial literacy isn’t—or shouldn’t be—difficult. Some of the basics include things like creating a budget, living within your means, setting aside something each month, using credit wisely, and having a diversified, long-term investment outlook. There are more basics, of course.
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