Want your kid to retire rich? Have the 'money talk' with them now.

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Want your kid to retire rich? Have the 'money talk' with them now.
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Only a third of families talk about investing, one study found. You can give your high schooler a tremendous gift by educating them about money and investing.

The longer people invest, the greater their contributions will grow by retirement, which means forward-thinking teenagers can find themselves with a pretty penny in their old age.

Only a third of families talk about investing, according to Fidelity Investments’ 2022 Teens and Money Study, released Tuesday. Half of the teens said investing felt “out of reach,” and only one out of five said they had started, the survey of more than 2,000 teenagers between the ages of 13 and 17.

Along with the power of saving and investing money, it’s important to understand how to do so, including what investments are available and how to choose them. Families may also want to discuss the benefits and risk of credit and how to effectively budget .

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