With health fund hikes looming once more on April 1, can you combat price hikes and keep your cover?
Long-term loves Paula Reid and Dean Wallace have a strong piece of – proven – advice when it comes to private health insurance: “Pretend to be single.”
Retirees Paula Reid and Dean Wallace re-separated their Bupa policies, and got more dollars in benefits. Indeed, they no longer exhaust their allocated benefits, even for some services they regularly access, so they get better value for their again-individual, virtually identical premiums. Is it any wonder that exclusive research given to Money by Finder.com.au shows 1.8 million Australians will not renew their policies this year?Only one in three will stick with the same insurer. A further 13 per cent intend to switch to a better deal if they find it. But there are better, safer ways.
More commonly, if you do not much use your extras because perhaps you are lucky enough to as-yet have no ailments, you could drop them. Outside of the box ideas: Kids swimming lessons , the gym if you just get a doctor to sign off on it as necessary, free dental cleans and checks for all, exercise physiology and those massages… massage the system instead.
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