'We went from being bad with money and £6k in debt to buying £255,000 first home'
We have a separate living room and kitchen and one big bathroom.
We have big patio doors that lead out onto a balcony, which we hope to spend a lot of time on in the summer.How did you decide on location?It was important to us that we didn't move too far away from my parents, who we had been living with while we saved.The area has really good transport links and access to the motorway which is great for work.of £230,000 for 35 years with a fixed rate of 4.17% for five years.
In 2018, Jonathan and I had around £6,000 worth of debt between us which had built up over around five years. We had been racking up big bills on our credit cards, by being bad with money and spending unnecessarily on clothes and takeaways.We also decided to consolidate our debt on a 0% balance transfer credit card.Here are some tips from Citizens Advice on how you can take action:Knowing your spending patterns is the first step to managing your money.By writing down your income and taking away your essential bills such as food and transport.
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