There are many methods of assessing a neighborhood or individual home’s risk of wildfires -- and plenty of ways to help mitigate the danger.
AdvertisementWildfires spread in a few different ways, said Michele Barbato, a professor of civil and environmental engineering atUC Davis. Their advance isn’t caused only by flames progressing from one object to another. Flying embers pose a major threat to homes, even those that are situated outside designated hazard zones.
Another way to understand a home’s wildfire risk? Call an insurance company, Klein said. “Insurance companies, in order to be competitive, have to have a real understanding of the fire risk of a specific house address.” For those who can get insured, Klein recommends paying more in premiums for extra coverage. It’s a worthwhile trade-off, he says.
In California, sellers are required to disclose a home’s vulnerability to buyers, said attorney Jason Stone, a partner at Stone & Sallus. Precautions such as clearing away branches close to your roof don’t require a big financial investment, but they can still prove difficult for the elderly and those with disabilities, Chase said.
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