Home and strata insurance premiums rising in the NT despite cyclone reinsurance pool

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Home and strata insurance premiums rising in the NT despite cyclone reinsurance pool
Northern TerritoryClimate ChangeInsurance Premiums
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Data from the Australian Competition Consumer Commission shows home and strata insurance in north Australia is 'much more expensive' compared to the rest of the country.

Some Darwin home owners are experiencing significant increases to their insurance premiums, despite not making claims.

"What I'm angry about is the actions of governments and corporations that worsen climate change — they're the ones I blame.""If it keeps increasing further and further, it'll just get to the point where we start thinking about what our choices are in terms of reducing the level of insurance we have," he said.

During 2023 in north Queensland and north-Western Australia, premiums for home and contents insurance rose, but decreased for strata insurance. He said that risk led to a lack of competition among insurance companies, particularly for strata buildings, which by law must be insured for full replacement value.

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Northern Territory Climate Change Insurance Premiums Rising Darwin Queensland Western Australia Acil Cyclones Cyclone Reinsurance Pool Government

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