No regrets with ‘go-with-the-flow’ approach to money

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No regrets with ‘go-with-the-flow’ approach to money
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Melanie Smith and her husband decided to bring only one child into the world. The reason is purely financial. | OPINION by Nina Hendy

Melanie Smith and her husband decided to bring only one child into the world. The reason is purely financial.

A family member loaned the couple $100,000 for a deposit to buy their first home three years ago. It helped them secure a three-bedroom townhouse in Sydney’s suburban Ingleburn. The couple have since upgraded their home, improving the garden and adding air conditioning and heating. They hope to sell for a profit and move into a larger home in a couple of years.

“We’ve always preferred to enjoy life and not get too stressed out about money, taking a pretty laid-back approach,” she says.

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