If my emails are any indication, there sure are a lot of rotten husbands out there! I can’t help but think that because I get more than a few emails from women asking me a Social Security question that involves…
Q: I was married to a very controlling and aggressive man. We owned a ranch, and I helped him run the operation. After several years of living together and then less than 10 years of marriage, he said I wasn’t pretty enough or smart enough for him, and he filed for divorce. We were married for 9 years and 10 months. I was so soured on men that I never married again after that. He remarried several times. I learned he recently died.
The answer to your first question is that the 10-year rule is indeed the law for women trying to get benefits as a divorced spouse. And 10 years means 10 years. Sadly, 9 years and 10 months just won’t cut it. Q: After almost 40 years of marriage, my husband left me for a much younger and prettier woman. We’re still married, and I don’t plan to give him a divorce because I want to get back at him by collecting his Social Security. He’s 62 but says he doesn’t plan to file for Social Security until he is 70. He would never let me work outside the home, so I don’t have my own Social Security. I am also 62.
But if you get a divorce, then you will be eligible for benefits . That’s because the law allows a divorced woman to collect spouse’s benefits from her ex-husband’s Social Security record even if he isn’t getting benefits himself. He must be old enough to be eligible for Social Security. And he is, because you said he’s 62 years old. The law does make you wait two years after the divorce before you can collect from the ex. But filing for benefits at 64 is better than waiting until 70.
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