If you leave your job, what happens to your health savings account?
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Like all issues regarding taxes and the government, things do get slightly trickier from there — but in a good way this time. Once you hit age 65, you can use pre-tax HSA funds to pay for Medicare Part B, Medicare Part D, and Medicare Advantage plans. The fact that HSA funds are always going to be yours is another big benefit of this type of account. Unlike Flexible Spending Accounts , which are usually “use it or lose it,” money saved in health savings accounts doesn’t need to be spent by a certain date. In fact, you don’t have to spend the money at all. You can justand watch it grow until you’re in retirement and ready to use your cash however you want.
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